While we fritter away our time with social media, 24 hour news blasts and the wringing of hands about the elections, there is a big threat about to hit our shores. It is already apparent but we have chosen to give it lip service if that. It is the global decline in the birth rate. Before you dismiss this idea, there are some thoughts you might like to consider. One of these is the attainment of critical mass. Articles and books are written about the phenomena of aging in America but little to less is being done to address the myriad problems related to this global decline.

Each day in 2024 over 11,000 Americans are turning 65. In 2024 we will have added 4.1 million Americans who turned 65. The surge is due to the Baby Boomer generation, born between 1946 and 1964, reaching retirement age. By 2030, all Baby Boomers …