I listen to the reports of retirees returning to the workplace again. I hear bragging points of people retiring at ages 45 to 50. They create books and workshops on how to retire early as if it is a goal in life to retire early. Some of the financial articles are on people retiring by 30. Wow, and then what?

There are many conversations about retiring now. Many left the workforce because it seemed like a good time to do it and the extra money in 20 and 21 gave permission to do that. Many never should have been in the careers they were in in the first place. Approximately 1 1/2 million people retired out due to the pandemic. Now, however, many are finding out that they retired too early and need the extra monies or they are bored, or they feel unproductive. In retrospect, retirement is a man-made …